Bad or NO Credit? We Have Rent-to-Own Homes Available For You!

How Does A Lease With Purchase Home Agreement Work?

The rent to own process is actually pretty simple:


  1. Click Get Started below and tell us what type of home you’re looking for, your budget, etc.


  1. We’ll send you local The US rent to own / lease option homes that fit your criteria.


  1. If you like a home and want to apply, we’ll give you an application to fill out. Don’t worry – we help people with all kinds of credit and financial situations, and if you can afford the property, we can probably help you to own it.


  1. After you’re approved to rent the property, we’ll agree on a monthly rent amount and the future purchase terms. Then just sign the documents and move on in!


  1. Move in and pay your rent payments on-time… then at the end of the rental agreement, you can decide if you want to purchase the home or not.


THERE IS NO OBLIGATION to purchase the home after the rental agreement expires.

How Long Are Rent To Own / Lease Option Terms?

Your lease/option agreement (also known as the rent to own contract) will spell out the length of time that you have to complete the purchase of the property – typically 3 years, but in certain circumstances we may extend your option if you need more time to get your credit or down payment up to the point where you can qualify for a bank loan.


The purchase of your home usually takes place through a traditional mortgage loan, but there are other ways to complete the purchase, depending on your finances.


That’s the process!


Once you’ve completed your mortgage, you’re done – now you own your home!

Rent-to-own (or lease option) is a great way to get into a home when bank financing just won’t work. Learn more…

If you’re tired of renting, and you want to own a home but your credit, lack of down payment, or income hold you back from qualifying for a normal bank loan… a “rent to own,” often called “lease option” or “lease purchase” may be a great fit for you.

We specialize in helping clients earn the satisfaction of being a homeowner through our Rent To Own Home Program.


Cozy Castles LLC offers great rent-to-own homes; in conjunction with our help to get your credit up so you can purchase

the home in as short of a timeline as possible.

Want to know when the best properties hit the market?